Organization: PJ Lhuillier Inc. (Cebuana Lhuillier), Makati City, Metro Manila

Organization Description: PJ Lhuillier, Inc. (Cebuana Lhuillier) is the Philippines’ largest microfinancial services provider, offering pawning, savings, loans, insurance, remittance, business support, and investment options through retail gold and jewelry. With over 3,500 branches and robust digital platforms, it delivers accessible and inclusive financial solutions to more than 27 million Filipinos nationwide.

Nomination Title: PJ Lhuillier Inc (Cebuana Lhuillier)